Phoenix, Arizona- Debt Collection Lawsuits and Judgments Attorney

Law Office Of

Joseph A. Velez

480.710.5079

Real Estate & Business Law Attorney

The Law Office of Joseph Velez

Commercial Real Estate & Business Law Attorney

Scottsdale Financial Center

7272 E. Indian School Rd., Suite 111

Scottsdale, Arizona 85251

480.710.5079

Advantages of Having an Arizona Wage Garnishment Defense Attorney

Consumers fair much better in court when they obtain legal representation. Many collection companies will agree to settle on very favorable terms once they realize that the consumer has legal representation. Nevertheless, whether or not an attorney takes your case, at minimum they can help formulate a strategy, offer basic advise concerning legal defenses, counsel the client on the impact of post judgment collections, as well as assist the client in understanding and responding to the various discovery requests of the collector (such as the Request for Admissions).  Also, because my office practices in the area of bankruptcy, we can advise and counsel the client on matters related to discharging their debt and obtaining the fresh start they desire through a Chapter 7 bankruptcy.  Moreover, the attorney can often be effective in negotiating the amount sought by the creditor. My office has assisted numerous consumers and business clients in negotiating their debt - and at times, we’ve been able to get the creditor to dismiss the case in its entirety.

WARNING! - ALL PARTIES TO A GARNISHMENT ARE STRONGLY URGED TO OBTAIN LEGAL ADVICE FROM AN ATTORNEY. Garnishment procedures are governed by Arizona law and are extremely complicated. All parties involved must follow these procedures correctly. The Court may issue an order for monetary penalties against any party who does not proceed properly, including the judgment creditor.

Our law office represents clients throughout the Phoenix, Arizona area including the cities of Scottsdale, Maricopa, Mesa, Surprise, Paradise Valley, Avondale, Gilbert, Chandler, Glendale, Florence, New River, Fountain Hills, Peoria, Surprise, Queen Creek, Tempe, Sun City, Apache Junction, and Casa Grande. We serve the counties of Maricopa, Yavapai, Gila, Pinal, La Paz, Yuma, and Pima County.

DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

One hour initial office consultation fee is $295 for the matters discussed above.


  1. Wage Garnishment

  2. MUST READ: 7 Biggest Mistakes Consumers Who Have Been Sued Make

  3. Advantages of Having an Attorney

  4. So There is a Judgment Against You

  5. Effects on Credit Reports

  6. Advantages of Using an Attorney Over a Debt Negotiation Company

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